Bad credit mortgage california

bad credit mortgage california

Home loans are available for residents in California with bad credit history. Getting a Bad Credit Mortgage California is not as easy as it may seem if you have a bad credit history.

At ‘My Home Loan San Jose’, I go the extra mile to help find and secure a bad credit mortgage California for our bad credit home loan applicants, regardless of their credit status.

If your credit has been ruined as a result of Foreclosure or Bankruptcy, don’t give up on qualifying for a mortgage.

I understand there are many reasons individuals find themselves in a bankruptcy or foreclosure situation.  We are here help people get approval for a bad credit mortgage in California everyday.

It wasn’t so long ago that if anyone had a bad credit score, the prospect of getting a mortgage to buy a house was almost unheard of.

Learn more about our FHA home loans in San Jose, California

My team of real estate and mortgage loan experts will work with you through many of our creative financing options to help you qualify for a mortgage loan in California.

We know what it takes to enable you to recover from the status of a credit risk and to fully qualify for a loan.

How To Get a Home Loan With Bad Credit in California?

Missing only a few installments can seriously damage your credit score, and it can take awhile to rebuild it once your credit score reaches below 550.

But don’t lose hope as you can start looking into government programs that are designed to help people with bad credit find a place to live.

As a mortgage broker in San Jose, California with over 20 years of track record in assisting clients getting home loans with bad credit, here’s my list of options that you can consider for home loans:

  • CalHFA (California Housing Finance Agency) – is a state agency that offers affordable home loans through the sale of bonds. They work with home buyers with low credit to offer FHA, EEM+, and VA loans.
  • FHA Loans  FHA loans are offered by private lenders and insured by the Federal Housing Administration of the United States government. Lenders do not have any minimum credit amount set for these loans which makes them ideal home loan with bad credit score.
  • VA Loans – VA loans also don’t have a minimum credit score but they are only available to the service members and veterans who served in the defense sector.

Welcome to the best Bad Credit Mortgage California Consultant

As your Bad Credit mortgage California resource, I will listen carefully to your needs, and work with you to achieve your goal of mortgage approval within a few days.

I work with bad credit mortgage California lenders closely, and I have a large network of resources available.

Our relationship with a wide selection of bad credit mortgage lenders puts us in a position to be your advocate for a bad credit home loan.

You can call us anytime for assistance or fill out the form on the right.

We are ready to provide you with experience and expertise in bad credit mortgage California lending and real estate.

 Conclusion – Bad Credit Home Loans California

Though it can often seem hopeless, buyers with bad credit shouldn’t give up – even in premium locations across California, it is possible to make your dreams of home ownership a reality. If you work with us and keep the above advice in mind, you too can find a Bad Credit Home Loan in California.