USDA Home Loans California

Are you considering to purchase a home in rural California with no down payment? Curious to find out more about how USDA home loans California work?

USDA home loans in California empower people in rural areas to buy homes with no down payment and no out of pocket costs. USDA home loans California also come with great interest rates as the Department of Agriculture guarantees your loan against default.

How USDA Home Loans California work? 

The USA Home Loans California program assists approved lenders in providing low and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, improve or relocate a dwelling in an eligible rural area.

Who can apply for USDA home loans California?

  • If you meet income-eligibility for USDA Home Loans
  • You Agree to personally occupy the dwelling as your primary residence
  • Have the legal capacity to incur the loan obligation
  • Have not been suspended or debarred from participating in federal programs
  • Purchase a property that meets all program criteria
  • Demonstrate the willingness to meet credit obligations in a timely manner

Your Local USDA Mortgage Broker in California for fastest approvals

  • USDA Mortgage Broker- Low Rates & Fees
  • Simple Process for fastest approvals
  • Hassle free Process From Application to Funding
  • Fast Closings 35 days or less
  • USDA Mortgage Broker in California

As a USDA mortgage broker in California, ‘My Home Loan San Jose’ offers low USDA mortgage rates in California and low closing costs. Interested in a USDA home loan California?

If are you a first time home buyer then FHA Loan California might be the best loan option for you. We also offer VA home loans, Jumbo Loans and mortgage refinance throughout California.

Call: 408-930-1181 or fill out the form on the right!